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aI’ve just taken out an insurance policy. Are you insured?

我刚买了份保险。你买保险了吗?

bYes, I am. I have life insurance and my home and its contents are also insured.

嗯,买了。我有人身保险,我家人还有家里的东西也都有保险。

aI took out a life insurance policy and made my wife the beneficiary.

我买了份人身保险,我的妻子是受益人。

bThat’ a good idea. You are a fireman and it can be dangerous job.

好主意。你们干消防的一定很危险。

aI need to make sure that my wife will be financially secure if I die.

如果我出了事,我要确保我妻子得到经济上的保障。

bI can terminate my life insurance policy when I retire and use the money as a pension.

我退休后可以停止给我妻子交保险,可以把这部分钱做养老金。

aThat’s one of the conditions of my police too. It covers you if you die before you retire and when you retire.

这也是我的保险的条件之一。如果你在退休之前就去世了,那么就会的到赔付。

bDid you have to take a medical before you could take out the police?

在拿到保险之前你体检了吗?

aYes, I did. It was one of the conditions of the insurance police. The insurance companies need to assess the risk.

是的。这是保险的条件之一。保险公司要减少风险的。

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