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agood morning. How can I help you?

早上好,有什么能帮忙的吗?

bI'd like to open a new account.

我想开个新账户。

ahave you filled out an application form?

您填好申请表了吗?

byes. And I've brought some documents along with me, too. Do you need to see my passport?

填好了。而且,我也带了相关的文件。你要看我的护照吗?

ayes. I'll just have my assistant look over these quickly and then we'll move on to the next step. Did you want to open up a checking account and a savings account?

好的。我让我的助理迅速浏览一遍这些文件,然后我们就可以进行下一步了。您是想要开一个活期账户和一个定期储蓄账户吗?

byes. Does the checking account come with a debit card?

没错。活期账户是不是会附带一个借记卡?

ayes. Actually, both accounts come with cards that you can use in ATM machines, so that you won't have to come in to the bank to make a transaction.

对。实际上两个账户都有可以供您在自动取款机上使用的卡。这样您就不用到银行柜台来办理转账业务了。

bthat's very convenient.

这样很方便。

ait is. Our customers really like it. Do you have any other questions about your new accounts?

的确是。我们的客户都很喜欢这个服务。关于新账户您还有其它问题吗?

byes. What's the maximum amount that you are allowed to have in an overdraft?

有。这个账户一次性透支额度的上限是多少?

athe maximum is $1000.

最大额度是1000美元。

bis there a penalty for having an overdraft?

超过这个额度有罚金吗?

ayes, but it's not much. You just have to pay 1% interest on the amount. It's much lower rate than any of our loans and it's much better than owing money to most credit cards.

有,但是不太多。您需要支付总额的1%的利息。这比我们任何的一种贷款业务都要低得多,而且比大多数信用卡透支都要便宜。

bthat's true. Is everything alright with my documents?

您说的没错。我的文件处理好了吗?

athey're all in order. If you just sign your name here, you'll receive your cards and pin numbers in the mail in about three weeks.

都弄好了。只要您在这里签个名,三周左右就可以收到邮寄给您的卡和密码了。

bthank you very much.

非常感谢。

ayou're welcome.

不用客气。

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1、account 账户
例句:
I don't have a bank account.
我没有银行账户。

account 记述,报告
例句:
Your account of events does not correspond with hers.
你对事情的陈述与她说的不相符。

account作动词,意为把…视作;认为
例句:
The opening day of the battle was, nevertheless, accounted a success.  
不过,开战的首日仍被认为是成功的。


2、fill out 填写
例句:
He filled out a check for $100.
他开了一张100美元的支票。


3、application form 申请表,申请书
例句:
For your convenience, we created a simple leave application form to use in this article.
为了方便讲解,我们创建一个简单的休假申请表单,供本文使用。 


4、bring it along with sb 随身携带 
例句:
Have we not the right to bring along with us a sister as do the other apostles and the brothers of the Lord, and Cephas?
难道我们没有权利携带一位为姊妹的妇人,如其他的宗徒及主的弟兄并刻法一样吗? 


5、look over 仔细检查 
例句:
Would you mind looking over my article?
您看一看我的文章好吗?


6、move on to doing 继续做某事
例句:
Start with the pin furthest away from you—then move on to the next.
最先开启离你最远的一个针脚,然后再移到下一个。 


7、checking account 活期账户
   savings account 定期储蓄账户


8、come with 与……一起供给
例句:
Experiments show that the memory lapses that come with age are not simply due to brain slowing down.
试验显示,随着年龄增长而出现的记忆衰退并不仅仅是因为大脑思维减慢。 


9、transaction 交易;事务;办理
例句:
The transaction is completed by payment of the fee.
交易在支付费用之后就完成了。


10、overdraft 透支额
例句:
Her bank warned that unless she repaid the overdraft she could face legal action.
她的银行警告说除非她偿还透支款,否则她可能要面临诉讼。


11、penalty 罚款,罚金;处罚
例句:
One of those arrested could face the death penalty.
那些被捕之人其中的一个可能会面临死刑。


12、amount 总额,总数
例句:
The amount of data in the physical file is too large.
物理文件中的总数据量非常大。 


13、owe 欠钱
例句:
The company owes money to more than 60 banks.
这家公司欠六十多家银行的钱。


14、in order 符合规程, 合乎程序
例句:
The train of analysis clue was clear and in order.
整个分析思路是清晰而有序的。


15、pin number 密码
例句:
Not to the extent of telling him my bank PIN number.
我还没有信到把银行密码告诉他的程度。 
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