- agood morning. How can I help you?
- bI'd like to open a new account.
- ahave you filled out an application form?
- byes. And I've brought some documents along with me, too. Do you need to see my passport?
- ayes. I'll just have my assistant look over these quickly and then we'll move on to the next step. Did you want to open up a checking account and a savings account?
- byes. Does the checking account come with a debit card?
- ayes. Actually, both accounts come with cards that you can use in ATM machines, so that you won't have to come in to the bank to make a transaction.
- bthat's very convenient.
- ait is. Our customers really like it. Do you have any other questions about your new accounts?
- byes. What's the maximum amount that you are allowed to have in an overdraft?
- athe maximum is $1000.
- bis there a penalty for having an overdraft?
- ayes, but it's not much. You just have to pay 1% interest on the amount. It's much lower rate than any of our loans and it's much better than owing money to most credit cards.
- bthat's true. Is everything alright with my documents?
- athey're all in order. If you just sign your name here, you'll receive your cards and pin numbers in the mail in about three weeks.
- bthank you very much.
- ayou're welcome.